Why Credit Cards Suck

One of the best things about my generation, the millennials, is their rejection of credits cards. A survey by Bankrate showed that 63% of millennials have rejected credits cards altogether. I personally think this is a great thing and long overdue. But I constantly see articles about the pros of having credits cards, why their needed and why the millennials will pay for not using them. Today I want to explain why credit cards suck and why your better off without them. Continue reading “Why Credit Cards Suck”

Imperfect Switch to Visa for Costco

Costco has recently divorced American Express to hook up with a new partner in Visa. The issue is the transition hasn’t been smooth according to customers posts all over social media. My question is, when are any of these types of changes smooth? Look at how well the transition to EMV chip cards has gone. That has been a disaster since day one. Continue reading “Imperfect Switch to Visa for Costco”